Detroit, United States — February 20, 2026 – Roth Capital today announced a partnership with the Detroit-based philanthropic foundation, the Kresge Foundation, to jointly launch a new phase of the “Environmental Protection Profit Initiative.” The program will operate through Roth Capital’s institutional accounts and participant network, utilizing pre-market trading strategies. Five percent of participants’ returns for the current cycle will be allocated to support environmental protection projects in the Detroit area.
This collaboration integrates professional capital market operations with a public mission, aiming to explore a new dual-driven model of “profit + philanthropy.” While pursuing stable return objectives, the initiative also seeks to contribute to urban environmental improvement and sustainable development.

Focus on Environment and Opportunity Equity
As a widely recognized philanthropic organization in the United States, the Kresge Foundation focuses on six core areas:
 

• Arts & Culture
• Education
• Environment
• Health
• Human Services
• American Cities Program

Its grantmaking strategy emphasizes the principle of “Opportunity Equity,” working to expand social and economic opportunities for low-income and historically marginalized communities, and to promote sustainable and inclusive development in urban areas.
This partnership will primarily support environmental protection and urban sustainability initiatives in Detroit, with particular attention to green infrastructure development, climate resilience enhancement, and community environmental improvement.

An Innovative Mechanism: Integrating Pre-Market Trading with Philanthropy
The “Environmental Protection Profit Initiative” will execute pre-market trading operations through Roth Capital’s institutional accounts. Pre-market trading is characterized by concentrated liquidity, early price discovery, and clearer volatility structures, providing broader strategic flexibility for institutional deployment.
According to the program framework:

• Participants will follow unified pre-market trading strategies executed through institutional accounts;
• Five percent of each participant’s investment returns for the current cycle will be allocated;
• The allocated funds will be dedicated specifically to environmental protection donations in Detroit;
• Donations will support urban ecological improvement and community environmental enhancement projects.

This mechanism not only strengthens investment discipline and team coordination but also transforms each profitable outcome into tangible contributions to the city’s ecological well-being.

Responsibility and Vision
Roth Capital stated:
“We believe that capital should not only create wealth, but also generate value. Through our collaboration with the Kresge Foundation, we aim to achieve investment results while continuously supporting environmental and community development in Detroit. This is not merely an investment program, but a practice of social responsibility.”
Looking ahead, both parties will continue exploring innovative pathways that integrate capital markets with philanthropy, striving to build a sustainable investment model that balances financial returns with social impact.

About Roth Capital
Roth Capital is committed to institutional-level investment strategy research and execution, focusing on efficient market structure analysis and the development of systematic trading frameworks, with an emphasis on risk management and long-term value creation.
About the Kresge Foundation
Founded in 1924 and headquartered in Detroit, the Kresge Foundation is a national philanthropic organization that advances equity and sustainability in American cities through multi-sector grantmaking and investment initiatives.

Media Contact

Organization: Roth Capital Partners, LLC

Contact Person: Peter

Website: https://www.rothcapit.com/

Email: Send Email

City: Newport Beach, California, United States

Country:United States

Release id:41881

The post Roth Capital Partners with Kresge Foundation to Launch the Environmental Protection Profit Initiative appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

As visitor activity continues to rise across Los Cabos, travelers arriving at Los Cabos International Airport (SJD) are placing a stronger focus on safe and dependable ground transportation. CaboAirportShuttle.net, a private airport transfer provider serving Cabo San Lucas, San Jose del Cabo, and the Tourist Corridor, is highlighting its safety-first approach as more vacationers seek structured and reliable transportation options upon arrival.

Cabo San Lucas, Baja California Sur, Mexico, 25th Feb 2026 — As visitor activity continues to rise across Los Cabos, travelers arriving at Los Cabos International Airport (SJD) are placing a stronger focus on safe and dependable ground transportation. CaboAirportShuttle.net, a private airport transfer provider serving Cabo San Lucas, San Jose del Cabo, and the Tourist Corridor, is highlighting its safety-first approach as more vacationers seek structured and reliable transportation options upon arrival.

Tourism in Los Cabos attracts travelers from the United States, Canada, and other international markets, especially during high-demand travel seasons. For many visitors, the most uncertain part of the trip begins after landing, when navigating unfamiliar airport pickup procedures, transportation availability, and varying service standards. CaboAirportShuttle.net aims to reduce this friction by offering private airport transfers designed around punctuality, professional coordination, and traveler confidence.

According to CaboAirportShuttle.net, demand for pre-booked airport transfers has become increasingly common among families and groups who prefer to secure transportation in advance rather than rely on last-minute options at the terminal. The company notes that travelers often prioritize clear pickup instructions, timely service, and the assurance of a private transfer experience that supports comfort and predictability from the airport to their destination.

CaboAirportShuttle.net emphasizes professional driver service and scheduled pickups across key areas in Los Cabos, supporting travelers heading to resorts, hotels, vacation rentals, and private residences. This approach is particularly relevant for international travelers and first-time visitors who may prefer a transportation experience with fewer unknowns and smoother coordination upon arrival.

The company also points to customer support as a key part of the overall travel experience. With advance booking options and service coordination, CaboAirportShuttle.net positions its transfers as a solution for travelers who value organization and peace of mind when traveling through one of Mexico’s most active tourism destinations.

As Los Cabos continues to attract travelers looking for beachfront resorts, outdoor excursions, and luxury vacation experiences, airport transportation remains a central part of how visitors evaluate convenience and safety in the destination. CaboAirportShuttle.net says its ongoing focus is to support traveler needs with private airport transfers built for reliability, comfort, and structured arrival planning.

For more information, visit https://caboairportshuttle.net

Media Contact

Organization: caboairportshuttle.net

Contact Person: Sales

Website: https://caboairportshuttle.net

Email: Send Email

Contact Number: +526242123926

Address:Blvd. Constituyentes 1723-Local 12, El Arenal, 23460 Cabo San Lucas, B.C.S.

City: Cabo San Lucas

State: Baja California Sur

Country:Mexico

Release id:41903

The post CaboAirportShuttle.net Highlights Safety-First Airport Transfers for Travelers Visiting Los Cabos appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

On February 23, at the Shandong Lingong (Linyi) Industrial Park, colorful flags fluttered and loud music played, creating a festive and lively atmosphere. One after another, electric wheel loaders and electric excavators draped in colorful silk were ready to set off. Shandong Lingong Construction Machinery Company (SDLG)’s 2026 Spring Festival Gathering and the Shipment Ceremony of Overseas 

Electric Products was grandly held here.

Wang Zhizhong, Chairman of Lingong Group, and Wen Degang, General Manager of SDLG, both attended the ceremony and delivered important speeches. Leaders from the group and its member companies, as well as middle-level and above cadres and employee representatives of SDLG, participated in the event. The ceremony was hosted by Zhou Weisheng, Deputy Secretary of the Party Committee of Lingong Group.

In his speech, Chairman Wang Zhizhong extended New Year greetings to the employees, especially those stationed overseas on the front lines of the market during the Spring Festival and put forward new hopes and requirements. The chairman pointed out that in 2026, the market situation at home and abroad will remain complex and severe, full of challenges while also presenting development opportunities. Everyone should quickly switch from the holiday mode to a tense work mode and engage in tasks with the attitude of “starting the battle at the very beginning.”

The chairman emphasized that 2026 is the first year of the “15th Five-Year Plan” and the starting year for SDLG to implement its new development strategy. Departments at all levels should follow the company’s unified deployment, set clear goals and refine measures. It is necessary to conscientiously implement the strategic policy of “ensuring market share domestically and pursuing development abroad,” give full play to subjective initiative, carefully study each product, each dealer, and each market, identify problems and deficiencies, take effective measures to address weaknesses, focus on market planning, strengthen marketing channels, and improve business performance with high quality.

The chairman finally stressed that SDLG has already laid a solid foundation and created favorable conditions for accelerated development. All cadres and employees should have firm confidence in development, seize development opportunities, disregard objective difficulties, and rise to challenges. It is essential to continue to maintain a strong fighting spirit, carry forward the SDLG spirit of “Diligence, Devotion, Loyalty, Dedication,” have the courage to spur on the horses, unleash the vitality of a herd of galloping horses, maintain the drive of non-stop work, take the lead in “striving hard in the first quarter to achieve a good start,” and achieve success.

Wen Degang, General Manager of SDLG, expressed sincere gratitude in his speech for the arduous efforts and outstanding achievements made by all departments of the company in 2025 and highly praised employees who stuck to posts during the holiday. Mr. Wen emphasized three key aspects: “strengthening platform support to accelerate quality and efficiency improvement; focusing on ‘three rates’ in the domestic market to achieve high-quality development; and achieving leapfrog development in overseas markets and striving for even greater progress.” Mr. Wen stressed that the blueprint has been drawn up, and the goals are inspiring. Let’s rise to challenges, dare to fight and compete, shoulder the historical mission of “Take the route of top brand, build a centennial SDLG” with the sense of responsibility of “not being a true hero until reaching the Great Wall” and the tenacity of “not returning until Loulan is conquered,” demonstrate new actions, make new achievements, and achieve new development on the new journey.

At the ceremony, representatives from the International Marketing Headquarters and the Wheel Loader Division made statements. Subsequently, Chi Feng, Executive General Manager and Chief Engineer of SDLG, gave the order to dispatch the equipment. Amid the stirring music and warm applause, the fleet of electric products drove out of the SDLG factory and headed for the global market.

Galloping horses usher in a new year, and fine steeds strive forward with lofty aspirations. All employees of the company quickly entered a “combat” state. On the third day of the first lunar month, when many people were still immersed in the festive atmosphere, the company’s production system had fully resumed work, operating at full capacity to catch up with orders and ensure delivery. Centered around customers and responding to market demands, with clear goals in mind, SDLG strives to be the first, fully create more reliable and efficient products and services, and work together with global customers to create greater value and achieve win-win development!

Media Contact

Organization: Shandong Lingong Construction Machinery Co., Ltd. (SDLG)

Contact Person: Jin Zhang

Website: https://www.sdlg.com/

Email:
jin.zhang@sdlg.com

City: Linyi City

Country:China

Release id:41901

The post SDLG Holds Spring Festival Gathering and the Shipment Ceremony of Overseas Electric Products appeared first on King Newswire. This content is provided by a third-party source.. King Newswire makes no warranties or representations in connection with it. King Newswire is a press release distribution agency and does not endorse or verify the claims made in this release. If you have any complaints or copyright concerns related to this article, please contact the company listed in the ‘Media Contact’ section

Fakt-O-Ring and Fakt-O-Band integrate with Medifakt’s mobile health platform and exchange-listed FAKT token to power a privacy-first, user-owned digital health ecosystem

Estonia, 25th February 2026, Medifakt announced the continued expansion of its connected digital health ecosystem through the integration of its Smart Wearable Devices the Fakt-O-Ring and Fakt-O-Band, with its mobile health application and Web3-enabled infrastructure layer.

Designed at the intersection of healthcare, wearable technology, and decentralized digital infrastructure, Medifakt is building a unified ecosystem where individuals can monitor, manage, and engage with their health data while maintaining transparency, security, and control.

A Connected Health Ecosystem, Not Just Devices

Unlike traditional fitness trackers that focus on isolated metrics, Medifakt’s smart wearables are designed as core components of a connected health ecosystem. The smart ring and smart band continuously capture key wellness and activity signals and securely synchronize with the Medifakt app, where data is organized into structured reports and daily health summaries.

Users can select the device that best fits their lifestyle, whether the discreet, always-on form factor of the smart ring or the activity-focused versatility of the smart band, while accessing the same unified app experience.

The ecosystem combines:

• Continuous wearable-based health monitoring
  • A mobile-first health intelligence platform
  • Virtual healthcare access
  • Blockchain-enabled infrastructure for data integrity and interoperability
  • An ecosystem token (FAKT) designed to support platform participation

This integrated framework positions Medifakt beyond consumer wearables, toward a structured, scalable digital health ecosystem.

Smart Wearables Designed for Daily Health Awareness

The Fakt-O-Ring and Fakt-O-Band are engineered to provide continuous wellness tracking within a comfortable, everyday form factor.

Key functional capabilities include:

Continuous Health Monitoring
Wearable-driven tracking designed to support daily awareness of key wellness indicators.

Seamless Mobile Synchronization
Automatic data synchronization with the Medifakt mobile application for structured reporting and visualization.

Lifestyle Flexibility
Users can choose between the discreet, always-on smart ring or the activity-oriented smart band, while accessing the same unified app ecosystem.

Ecosystem Integration Architecture
Devices are built to integrate directly with user profiles, structured reports, and virtual care features within the Medifakt app.

Privacy-First Engineering
Data visibility and control remain user-managed, aligned with Medifakt’s transparent data-handling principles.

The Medifakt App: Turning Wearable Data Into Clarity

The Medifakt mobile application acts as the central hub of the ecosystem. Through the app, users can:

• Review structured health check-ups and wellness summaries
• Track trends derived from wearable data over time
• Manage personal health profiles securely
• Access virtual consultations with qualified healthcare professionals
• Engage with optional, non-monetary participation-based features that encourage consistent health tracking

The platform is designed to support better understanding and more informed health conversations, rather than replacing professional medical care.

Web3-Enabled Infrastructure and Exchange Visibility

As part of its broader ecosystem strategy, Medifakt is also building a Web3-enabled digital health infrastructure designed to support transparency, interoperability, and future innovation.

The Medifakt ecosystem token, FAKT, is currently listed on leading digital asset exchanges, including MEXC (FAKT is live on MEXC (FAKT/USDT) https://www.mexc.com/exchange/FAKT_USDT) , providing global visibility for the ecosystem layer that supports Medifakt’s long-term platform vision.

The token listing is intended to support ecosystem participation and infrastructure development and is not positioned as a financial product or investment offering.

Designed for the Future of Connected Healthcare

By combining smart wearables, a secure mobile app, virtual healthcare access, and Web3-ready infrastructure, Medifakt is positioning itself as a next-generation consumer health platform built for how healthcare is evolving more connected, more digital, and more user-centric.

The ecosystem is designed to scale over time, supporting future integrations while keeping individuals firmly in control of their health data and engagement.

About Medifakt

Medifakt is a consumer-focused digital health ecosystem designed to simplify how individuals monitor, manage, and engage with their health. The platform brings together smart health wearables, including a health ring and health band, with a secure mobile application and virtual healthcare access to deliver a connected, user-centric health experience.

At the core of Medifakt is an integrated ecosystem that seamlessly connects wearable-generated health data with structured health reports, daily and comprehensive check-ups, and virtual consultations. Through the Medifakt app, users can track key health metrics, review clear summaries of their wellness data, manage personal health profiles, and engage with qualified healthcare professionals from a single, unified platform.

Medifakt is built with a strong emphasis on privacy, transparency, and user control, ensuring individuals remain in charge of their health information while benefiting from modern digital health technologies. The platform also includes optional, non-monetary engagement-based features designed to encourage consistent participation in health tracking and wellness routines.

By combining Fakt-O-Ring & Fakt-O-Band, mobile health tools, and remote care capabilities into one connected ecosystem, Medifakt supports more informed health awareness and easier access to healthcare engagement in everyday life.

Explore more at Medifakt

Join the conversation on: Telegram | Instagram | Facebook | Twitter | Linkedin | Medium Blog | APP

• Jason Sheasby, a Los Angeles-based partner at Irell & Manella LLP, points to the local ripple effects of intellectual property and technology disputes on jobs, healthcare, and consumer costs.

California, US, 25th February 2026, ZEX PR WIRE, Jason Sheasby, a partner at Irell & Manella LLP in Los Angeles, is drawing attention to a broader issue that reaches far beyond courtrooms: the way technology and intellectual property disputes can affect everyday life locally, from the cost of devices to the speed of medical innovation and the stability of high-skilled jobs.

In recent years, Los Angeles and the wider region have become a major hub for tech talent and venture-backed innovation. CBRE reports the Los Angeles and Orange County region’s tech talent workforce reached 258,640 workers and includes 13,605 AI specialists. Colliers reports Los Angeles venture capital funding reached nearly $12.0 billion in 2025 across more than 720 deals, and Greater Los Angeles, including Orange County, recorded $17.7 billion.

As innovation accelerates, disputes over patents, licensing, and competition often follow. In 2024, the U.S. Patent and Trademark Office granted 324,042 patents, up 4% from 2023, reflecting continued growth in patent activity.

Sheasby’s recent matters have involved semiconductors, telecommunications standards, and biomedical technologies. Those sectors are not abstract categories in Los Angeles. They connect to the local workforce, local universities, and the health and technology products residents use daily.

Selected lines that capture the broader issue

From a recent feature profile:

1. “The verdict in the Netlist case came swiftly.”

2. “His practice moves easily between patents, trade secrets, antitrust claims, regulatory compliance, and internal investigations.”

3. “In a legal landscape often dominated by settlements and quiet resolutions, Sheasby’s career has been defined by verdicts.”

4. “The modern economy runs on code, semiconductors, biomedical breakthroughs, and global standards.”

Local context and comparisons

• The Los Angeles and Orange County region’s tech talent workforce grew 13% from 2018 to 2023, reaching 258,640 workers.

• The region is reported as the fourth-largest North American market for AI specialists, with 13,605.

• Los Angeles venture capital funding reached nearly $12.0 billion in 2025 across 720+ deals, per Colliers.

• Greater Los Angeles venture capital funding totaled $17.7 billion in 2025, ranking third nationally behind the SF Bay Area and the NY tri-state area, per the same report.

• The USPTO granted 324,042 patents in 2024, up 4% from 2023, underscoring the scale of innovation that often drives licensing and infringement disputes.

Local action list: 10 steps to take this week

1. Read the IP terms on one key tool you use at work (software, AI tool, or platform) and note what you can and cannot share.

2. If you run a small business, inventory your brand assets: name, logo, product names, and key content. Keep them in one document.

3. Turn on two-factor authentication for work email and cloud storage to reduce the most common forms of account compromise.

4. If you build products, create a simple invention log: dates, sketches, meeting notes, and version history.

5. If you hire contractors, confirm who owns what in the contract for code, designs, and written work.

6. For founders, add a one-page IP checklist to onboarding: confidential info, permitted tools, and file handling rules.

7. For employees, keep personal side projects separate from employer devices and accounts.

8. For parents, talk to teens about copying and remixing online content and what “ownership” can mean in school and work.

9. Support a local science or engineering program, even in a small way, through a community college, school foundation, or nonprofit partner.

10. Pick one product you buy often and look up whether there is a local company making an alternative, then try it once.

How to find trustworthy local resources

• Start with credible institutions: local university tech transfer offices, reputable bar association referral services, and established small business development centres.

• Look for plain-language policies and clear fee structures. Avoid providers that promise guaranteed outcomes in legal disputes or rights enforcement.

• When seeking legal help, confirm the lawyer’s licensing status through the State Bar of California and ask who will actually handle your matter.

Take one local step today: write down the one innovation you are building, protecting, or relying on, then take one concrete action from the list above to safeguard it this week.

About Jason Sheasby

Jason Sheasby is a Los Angeles-based partner at Irell & Manella LLP who focuses on complex litigation involving intellectual property, including patents and technology disputes across sectors such as semiconductors, telecommunications, pharmaceuticals, and medical devices. He is also a co-founder of TORL Biotherapeutics and serves on the board of trustees for Pomona College.

• Peter Peyman Farzinpour, a Los Angeles-based conductor and composer, has expanded his published catalog with the American Composers Alliance.

California, US, 25th February 2026, ZEX PR WIRE, Peter Peyman Farzinpour, a conductor, composer, and multimedia producer based in Los Angeles, announced that his music is now published and available through the American Composers Alliance (ACA). The new collection consolidates his catalog under a single publisher-facing home and reflects a growing body of work now positioned for wider access by performers, presenters, and audiences.

The ACA listing includes Farzinpour’s published works and is presented as a dedicated collection: https://composers.com/collections/farzinpour-peyman

Farzinpour’s career spans conducting, composition, arts leadership, and education. He serves as Artistic Director and Conductor of ENSEMBLE / PARALLAX and Sinfonietta Notturna, and as Executive and Artistic Director of Farzinpour Creative Music & Multimedia Ventures. His past roles include work with the Los Angeles Philharmonic and the Los Angeles County Museum of Art.

“This ACA collection brings my published catalogue into one clear place for performers and presenters,” Farzinpour said. “It makes it easier for conductors, ensembles, and presenters to access the scores and bring the music into rehearsal rooms and onto stages. The American Composers Alliance is also a deeply supportive publishing organization that genuinely cares about the composers it represents. They actively champion our work, promote it to performers and institutions, and help ensure that our music reaches a broader and more engaged audience.”

Farzinpour is also known for integrating contemporary music and multimedia performance. Through ENSEMBLE / PARALLAX, he has commissioned and premiered new works alongside newly created multimedia elements designed for each performance. He has conducted in major venues across the United States, Canada, and Europe, including performances in France, Italy, Germany, Austria, Czechia, and Bulgaria.

“The publishing side matters because it turns a performance history into something repeatable,” Farzinpour said. “It helps the work travel without needing me in the room every time.”

Farzinpour holds degrees from the Peabody Conservatory, Johns Hopkins University, and the University of California, Davis, and earned the DMA in orchestral conducting from the Civica Scuola di Musica Claudio Abbado in Milan. He has held faculty positions at Berklee College of Music and UMass Dartmouth, teaching conducting, composition, music theory, and music history.

“After years of writing, performing, and producing, this kind of catalogue access is a real step forward,” Farzinpour said.

About Peter Peyman Farzinpour

Peter Peyman Farzinpour is a Los Angeles-based conductor, composer, multimedia producer, educator, and arts entrepreneur. He leads ENSEMBLE / PARALLAX and Sinfonietta Notturna and directs Farzinpour Creative Music & Multimedia Ventures. His background includes work with the Los Angeles Philharmonic and the Los Angeles County Museum of Art, along with faculty roles at Berklee College of Music and UMass Dartmouth.

• Goutam Gary Datta, a Senior Financial Advisor and co-founder of Adson Wealth Partners in Coppell, Texas, points to disciplined planning as a local antidote to rushed money decisions.

Texas, US, 25th February 2026, ZEX PR WIRE, As North Texas continues to grow and attract new households, day to day financial decisions are getting more complex for many families. Retirement planning, tax choices, education funding, and risk management now sit alongside a constant stream of market commentary and online “strategies” that can push people toward quick moves.

Goutam Gary Datta, Senior Financial Advisor and co-founder of Adson Wealth Partners, is highlighting how this broader environment affects individuals locally, particularly in the Dallas-Fort Worth area, where strong in-migration and rising household complexity can raise the cost of small mistakes.

In a recent spotlight feature describing his approach, Datta’s work was framed through patterns built over decades:

“Datta’s professional life began far from wealth management.”
“His approach centers on understanding each client’s values, goals, and priorities to create tailored, disciplined, and risk-aware strategies.”
“Strategies are tailored to individual financial pictures. Portfolios are constructed with attention to quality and risk management.”
“Discipline protects people from themselves.”
“Reinvention, in Datta’s case, has not meant abandoning the past. It has meant layering it carefully into the present.”

Local context: a fast-moving region with high-consequence choices

Several regional indicators show why careful planning matters in and around Coppell:

• Coppell’s median household income is about $146,235 (2020 to 2024, inflation-adjusted), with about 5.4% of residents in poverty, underscoring both opportunity and the need for thoughtful risk planning across different household situations. 

• DFW added roughly 180,000 residents from July 2023 to July 2024, with population growth around 2.2% in that period, increasing the number of households navigating new jobs, new benefits, and new tax decisions. 

• Fort Worth crossed the 1 million population mark between 2023 and 2024, reflecting continued regional scale and complexity in local financial ecosystems. 

• Older adults are growing as a share of the U.S. population, increasing the number of families balancing retirement timing, healthcare costs, and legacy planning. 

• Texas is among states with no state income tax, a factor that can shape retirement and relocation decisions, even as households still weigh other costs. 

Local action list: 10 steps you can take this week

1. Write down your next 12 months of “must-pay” expenses and compare it to your take-home pay.

2. Check your emergency fund and pick a simple target you can reach in 30 to 60 days.

3. Log into your 401(k) or IRA and confirm your contributions are still on.

4. Review your investment mix and make sure it matches your real timeline, not the news cycle.

5. Confirm your beneficiaries on retirement accounts and life insurance.

6. List your major goals (retirement, college, debt payoff, home) and rank them in order.

7. Schedule one tax check-in with a CPA or tax pro before you make a big move.

8. If you own a business, review your retirement plan options (401(k), SEP, SIMPLE) and what you actually contribute.

9. Collect your key documents (IDs, policies, account statements) into one folder, digital or physical.

10. Choose one decision to slow down this week, and create a 48-hour rule before acting.

How to find trustworthy local resources

• Verify licenses and registrations before working with anyone: use FINRA BrokerCheck for broker-dealers and registered reps, and the SEC Investment Adviser Public Disclosure database for investment advisers and firms.

• Ask for clear scope and fees in writing, including what is included, what is not, and how conflicts are handled.

• Look for coordination, not isolation: advisors who can work with your CPA, attorney, and estate planner can help reduce gaps between tax, legal, and investment choices.

• Use regionally grounded education: the Federal Reserve Bank of Dallas publishes local and regional economic indicators that can help residents understand the environment around jobs, growth, and trends. 

Take one local step today. Open one account, check one beneficiary, or book one professional check-in. In a fast-growing region like DFW, steady decisions made early can prevent expensive stress later.

About Goutam Gary Datta

Goutam Gary Datta is a Senior Financial Advisor based in Coppell, Texas, and a co-founder of Adson Wealth Partners, a Wells Fargo Financial Network company. He began his career in chemical engineering after moving from Kolkata, India to New Jersey for graduate study, later earned a U.S. patent, ran a business for decades, and transitioned into wealth management in 2012. He is also a published poet and playwright, an avid traveler, and a home chef.

Disclaimer: This article is provided for informational purposes only and does not constitute financial, investment, tax, or legal advice. All investing involves risk. Readers should consult with qualified financial, tax, and legal professionals before making any financial decisions.

• Frank Elsner, based in Vancouver, British Columbia, shares a time-boxed plan individuals can use to cut common security risks without turning life into a full-time project.

British Columbia, Canada, 25th February 2026, ZEX PR WIRE, Most people do not fail at security because they do not care. They fail because they are busy. Bills, messages, logins, kids, work, errands. Risk sneaks in during the rush.

At the same time, the stakes keep climbing. IBM reports the global average cost of a breach reached USD $4.88 million. Verizon reports the human element was involved in 68% of breaches. Verizon also reports ransomware was present in 32% of breaches. The FBI’s IC3 reports 859,532 complaints and reported losses exceeding $16 billion.

This release outlines a practical plan built for limited time and attention, based on repeatable habits and a short checklist mindset.

Early warning signs matter, and small signals get missed most often when people feel hurried.

“Early in my career, I watched a small issue turn into a national headline because no one wanted to escalate it.”
“In intelligence work, the biggest failures happen when people dismiss small signals. A strange pattern in data. A rumor. A minor breach.”
“In policing, we trained constantly. You do not wait for a crisis to test your system. You practice before it counts.”
“When I moved into corporate leadership, I stopped talking about threats first. I talked about downtime. Insurance costs. Regulatory exposure. Once you frame risk in business language, boards pay attention.”

The Practical Plan for Limited Time

The 10-Minute Plan

Best for: People who want quick protection today.

Steps (10 minutes total):

• Turn on two-step verification for your main email account.

• Change your email password to a long passphrase (12+ words beats 12 characters).

• Add a second recovery method (backup email or phone).

• Pick one rule for money requests: never act from a message alone, always verify via a second channel.

Expected outcomes:

• Harder for account takeovers to stick

• Faster recovery if something goes wrong

• Fewer rushed payments based on fake urgency

The 30-Minute Plan

Best for: People who want a stronger setup with a bit more coverage.

Steps (30 minutes total):

• Do the full 10-minute plan.

• Turn on two-step verification for banking, payment apps, and your primary social account.

• Review account recovery settings for those services. Remove old emails or phone numbers.

• Create a simple contact list called “Verify List” with 3 to 5 trusted people (family, work lead, bank contact line).

• Set one “pause trigger”: if a message says urgent, time-sensitive, or confidential, you stop and verify.

Expected outcomes:

• Fewer weak links across key accounts

• Lower chance of losing money through rushed approvals

• A clear habit that blocks most social engineering attempts

The 2-Hour Weekend Plan

Best for: People who want a clean, repeatable system.

Steps (2 hours total):

• Do the full 30-minute plan.

Make a short “recovery sheet” (notes app or printed page) with:

• Bank phone number

• Credit provider phone number

• Key account recovery steps

• A list of accounts that matter most

Set alerts:

• Bank transaction alerts

• Card-not-present alerts if your bank supports it

Clean up old access:

• Sign out of old devices where possible

• Remove unknown sessions

Run one practice drill:

• Pretend you lost your phone

• Write the exact steps you would take in the first 15 minutes

Create a monthly 10-minute “account check” reminder:

• Review alerts

• Review recovery options

• Spot anything strange

Expected outcomes:

• Clear recovery steps under pressure

• Less panic if an account gets hit

• A simple routine that keeps protection from decaying over time

What to Avoid

• Clicking fast because it feels routine

• Acting on money requests from a single message

• Reusing the same password across important accounts

• Leaving old recovery emails and phone numbers attached to accounts

• Treating security as a one-time setup instead of a light monthly habit

• Ignoring small anomalies like unexpected login prompts or odd account emails

Start with the 10-minute plan today. Set a timer. Do the four steps. Then choose the 30-minute plan this week or the 2-hour weekend plan when you want a stronger reset.

About Frank Elsner

Frank Elsner is Chief of Safety and Security for the Natural Factors Group of Companies in Vancouver, British Columbia. He has over 30 years of policing experience, including seven years as a Chief of Police, and has worked in undercover, investigative, intelligence, tactical, and senior leadership roles. He also leads Umbra Strategic Solutions, providing security solutions for local and international organizations.

• David Torske, a Calgary, Alberta-based Project Coordinator and Associate Project Manager, shares practical fixes for common project assumptions that lead to delays, scope creep, and avoidable stress.

Alberta, Canada, 25th February 2026, ZEX PR WIRE, David Torske, a construction Project Coordinator and Associate Project Manager with experience in residential and commercial coordination, is calling out five common myths he sees derail projects in the Calgary area. Torske’s work focuses on scheduling, documentation, workflow optimization, and trade coordination, and he says the biggest problems often start long before anyone picks up a tool.

Most project issues do not begin with bad effort. They begin with bad assumptions. As Torske puts it, “Most delays aren’t a mystery. They’re a chain reaction from one small assumption that nobody wrote down.”

Below are five myths he says show up again and again, along with a simple correction and a tip anyone can apply immediately.

Myth 1: If you have a start date, you have a schedule

Why people believe it
A start date feels like a plan. Many people assume once work begins, everything naturally follows in order.

Correction (fact)
A schedule is a sequence, not a date. Trades have dependencies. Templating must happen before fabrication. Fabrication must happen before installation. Plumbing, tile, and electrical often have critical timing windows around installations.

“People think a schedule is a calendar. On site, it’s more like a relay race,” Torske says. “If one handoff slips, everything behind it shifts.”

Practical tip
Ask for a one-page sequence list before day one. It can be simple: Step 1, Step 2, Step 3. If there is no sequence, create one with the contractor in 10 minutes and confirm it in writing.

Myth 2: The cheapest quote is the best deal

Why people believe it
It is natural to compare and treat projects like products. In the chase for the best deal, people still expect the same outcome but at different prices.

Correction (fact)
Quotes are only comparable when scope is comparable. Lack of a comprehensive plan missing line items, unclear allowances, and vague descriptions often reappear later as extra costs or schedule delays.  

“The number on the quote is not the whole price,” Torske says. “The scope is the actual price.”

Practical tip
Before accepting any quote, highlight every item that is not specific. Replace general lines like “install as needed” with a measurable description. If a line cannot be described clearly, it cannot be priced clearly for later procurement.

Myth 3: Materials will be available when you need them

Why people believe it
Many assume materials are easy to source, especially for residential builds and common renovations.  Customers often are not as familiar with or understanding of the nature of project procurement as commercial stakeholders.  

Correction (fact)
Material timing drives project timing. Even when the work is ready, the job can pause if the right material is not on site. Procurement is part of scheduling, not a separate step.  

The coronavirus epidemic increased supply and transport management obstacles and issues.  Knowledge of the supply chain needs to be current and constant.   

Torske’s coordination work has included determining materials needed, procuring them, and building procurement and fabrication tracking in Excel to keep work moving.

“Procurement is not a shopping trip,” he says. “It’s a timeline.”

Practical tip
Create a simple materials checklist with three columns: Item, Who orders it, and When it must arrive. Confirm it before any demolition or site prep begins.

Myth 4: Changes are easy if they are small

Why people believe it
A small change feels harmless. People assume it can be absorbed without affecting the rest of the project.  They often feel such changes can be done at any stage in the process without an increase in scope.

Correction (fact)
Small changes can trigger big ripple effects. A minor layout adjustment can force rework across measurements, ordering, fabrication, and trade coordination. That creates cost and scheduling impacts, even when the change looks simple.

“The most expensive words in a project are ‘quick change,’” Torske says. “A change is only quick if nothing else depends on it.”

Practical tip
Use a one-sentence change rule: No change gets approved until it answers two questions in writing: What does it do to the schedule, and what does it do to the cost?

Myth 5: Good work speaks for itself, so documentation is optional

Why people believe it
People want to trust the process. Documentation can feel like bureaucracy.

Correction (fact)
Documentation reduces confusion. Clear records help keep scope, cost, and quality aligned.  Responsibilities and scope are provided.  Proper documentation prevents trade conflicts and misunderstandings, especially when multiple parties are involved.  

Torske has emphasized documentation throughout his career, including earlier work focused on research and technical writing, and later work coordinating job activities, work orders, and workflow systems.

“Documentation is not paperwork,” he says. “It’s how you keep promises measurable.”

Practical tip
After any decision call or site meeting, send a three-line recap: what was decided, who owns it, and the due date. Keep those notes in one place, like a single email subfile or shared folder.

If you only remember one thing

Most project problems come from unclear scope and unclear sequence. Write down the scope. Write down the order of work. Then confirm who owns each step.

Readers are encouraged to share this myth list with anyone planning a renovation or construction project in Calgary and try one tip today. Start with the simplest: write a three-step sequence for your next project conversation and confirm it in writing.

About David Torske

David Torske is a Calgary, Alberta-based Project Coordinator and Associate Project Manager specialising in scheduling, documentation, workflow optimization, and trade coordination for residential and commercial construction projects. He completed a Project Management in Construction Certificate at Mount Royal University and holds the Certified Associate in Project Management designation from the Project Management Institute.